UNDP/NIC Inclusive Insurance Innovation Challenge for Ghana 2025 – YOA

Deadline: May 31, 2025

Are you able to shake up the insurance coverage sector and construct merchandise that really serve the individuals who want them most? The National Insurance Commission (NIC), in collaboration with the UNDP Insurance and Risk Finance Facility (IRFF), presents the Inclusive Insurance Innovation Challenge for Ghana (3IC) — a nationwide name to disrupt, innovate, and drive actual impression in underserved markets.

They are trying for progressive options that target key areas within the insurance coverage and danger finance house, together with:

• Digital Inclusion: Leveraging AI and cell know-how to enhance entry and affordability of insurance coverage providers.
• Climate & Agricultural Risk Protection: Solutions that assist smallholder farmers and communities susceptible to local weather change and pure disasters.
• Gender-Smart Insurance: Creating insurance coverage merchandise that empower younger girls, enhancing monetary inclusion and resilience.
• Green Insurance for Climate Resilience: Products that assist people and communities construct resilience to the impacts of local weather change.
• Disability-Inclusive Insurance: Designing accessible and empathetic insurance coverage merchandise for individuals residing with disabilities.

Benefits

• Gain mentorship from high business leaders;
• Pitch to key stakeholders;
• Access market assist;
• Win money prizes and drive lasting monetary resilience.

Eligibility

• Open to disruptive InsurTech startups, ahead-trying insurers, visionary entrepreneurs, and social impression innovators with daring concepts to sort out the insurance coverage gaps in Ghana, notably for underserved populations. They are particularly trying for options that cater to the next teams:
  • Drivers, merchants, and different casual sector staff
  • Smallholder farmers who face vital dangers however lack sufficient safety
  • Young girls who are sometimes excluded from monetary providers
  • Persons residing with disabilities who want accessible and inclusive insurance coverage merchandise
  • Communities most susceptible to local weather shocks and environmental dangers
• Your concept might give attention to digital inclusion by way of AI and cell tech, local weather and agricultural danger safety, gender-sensible insurance coverage for younger girls, inexperienced insurance coverage for local weather resilience, or incapacity-inclusive options constructed on empathy and accessibility.

Application

Ready to make insurance coverage work for everybody? Submit your organization title, e-mail, and cellphone contact and be part of the motion shaping the way forward for inclusive insurance coverage in Ghana.

Click here to apply

For extra data, go to NIC Innovation Challenge.